With the growing popularity of mobile games and entertainment apps, users often spend a significant amount of money on in-app purchases. Whether it’s for unlocking premium features, buying virtual currencies, or enhancing gameplay, top ups have become a regular expense for many.

However, without proper budgeting and planning, these expenses can quickly spiral out of control. That’s why it’s essential to be mindful and strategic when adding funds to your favorite apps, whether it’s an ML recharge or a Ragnarok Idle Adventure Plus purchase.

Many users fall into the trap of impulsive spending, often regretting their purchases later. By adopting a smarter approach, you can enjoy Ragnarok Idle Adventure Plus purchase without draining your wallet.

The latest airline seat sale has taken a new form with Cebu Pacific Air’s CEB Super Pass. It used to be that you’d need to know exactly when and where you’ll fly before burning the midnight oil to wait for a seat sale. Now, you just book with no extra thoughts on where or when you’d go.

In most situations, having access to credit is a good thing. For instance, if credit is used to cover emergencies or leveraged to achieve milestones like earning degrees or setting up a viable business, then credit can be good, if not essential.

Now, as average incomes continue to rise in the Philippines, credit has become more accessible than ever. This increased access made working Filipinos more familiar with the nuances of responsible credit use. Indeed, online searches like "best credit card Philippines for starters" have also surged year over year, signaling a real appetite for personal financing among the wider population.

However, while good credit products are widely available to business owners and long-time workers in the mainstream economy, students and fresh graduates have relatively few high-quality credit options available to them. Similarly, those who have worked informal jobs or those who have only started working may not be able to access the loans and credit cards they want. Fortunately, many financial institutions now offer virtual credit lines that cater to these underserved individuals.

Whether you're a freelancer, microbusiness owner, or a new employee who needs safe lending options, this new wave of easy-to-access loans can be a game-changer.  Here are a few key advantages of having an easily accessible virtual line of credit.

We’ve visited Bohol numerous times before—with different partners, when LP and BG haven’t crossed paths yet; as a couple, when our paths finally did cross; and now as a family, with Kid A in tow. Each visit was definitely different. This time, we both decided to stay at Panglao’s Alona Beach—a first for us both—to see what this so-called Boracay-esque area of the island has to offer.

KID A AND BG ENJOYING BEST WESTERN PANGLAO’S POOL

After spending four days in the sleepy town of Anda, we thought of staying another five days in Bohol before going back home to Manila. Since we’ve previously toured the province’s tourist spots, we thought of doing nothing but frolic on the beach, eat out, and enjoy our hotel. Well, maybe check out the Chocolate Hills and see the tarsiers too, for Kid A’s sake. But what we really wanted was a staycation by the beach. And our staycation place of choice, Panglao’s Best Western Plus The Ivywall Resort.

In a bid to strengthen regional research and development, the Department of Science and Technology (DOST) established the Niche Centers in the Regions for R&D (NICER) Program, a crucial initiative under the Science for Change Program (S4CP). This initiative funds universities and research institutions across the Philippines to drive innovation and economic growth tailored to local needs.

To showcase recent developments of the NICER program, DOST, through DOSTv, one of the flagship programs of the Science and Technology Information Institute (STII), has officially launched its newest and much-awaited TV program, Science Pinas. It is being aired on GTV every Saturday at 9:00 AM. These centers are also the highlights of the Science Pinas TV Show, where each episode explores groundbreaking research and innovations happening across the country.

Come and get to know these centers more and share this piece of information with your family and friends.